Legal Disclaimer:
This interactive calculator is provided for illustrative and educational purposes only and does not constitute legal, tax, or accounting advice. Calculations are based on the 2026 Ontario temporary housing tax rules. Cabinet Sauvé Law makes no warranties regarding the accuracy of these estimates and assumes no liability for any actions taken in reliance upon them. Please consult directly with your CPA and our legal team to verify your specific tax liabilities and eligibility.
Enhanced HST Rebate Calculator
Estimate your savings and builder cash-flow requirements based on the 2026 Ontario temporary housing tax rules.
$
$300k
$2.5M+
Temporary Window Eligible?
Contract signed between April 1, 2026 – March 31, 2027
Estimated Rebate Breakdown
Total Estimated Rebate
$123,500
Provincial (8%)
$76,000
Federal (5%)
$47,500
High Builder Cash-Flow Carry Risk
The Federal portion exceeds $40,000. Builders may refuse to credit this at closing due to CRA refund delays, potentially requiring the buyer to fund this amount upfront.
*This calculator provides estimates based on current 2026 legislation and is for informational purposes only. It does not constitute legal or accounting advice.